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Homeownership

A new home brings new adventures. With the help of our mortgage, down payment, and closing cost programs, a dream home is within reach.

Elgibility

Not Sure If You Qualify?

In just a few minutes you can determine whether an Iowa Finance Authority homeownership program may be right for you.

Check My Eligibility
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Homeownership Tips

Get Your Free Homebuyer Guide

Understand your homebuying readiness and discover the next steps that can bring you closer to owning a home.

Get My Guide

63,513

Number of homebuyers who've received new keys to homes thanks to IFA programs

6,749

Military service members and veterans became homeowners with our help

1,261

Participating attorneys, abstractors, and independent closers who make our programs possible

Help Others See What's Possible

IFA Creator Collective

Turn your homebuying journey into cash. If you've used or are pursuing an Iowa Finance Authority mortgage program, join the IFA Creator Collective for a chance to share your story and get paid.

Apply to Join the Collective
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Tools & Resources

Homeownership News

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Iowa Finance Authority Earns National Award for Homeownership Marketing

Iowa Finance Authority Names 2027 Preferred Homeownership Partners

Preferred Homeownership Partners go above and beyond to build their expertise in IFA’s mortgage and down payment assistance programs.

Iowa Homebuyers Take the Mic: IFA and Iowa REALTORS® Award $40,000 to Launch First-of-Its-Kind Statewide Storytelling Campaign

IFA and Iowa REALTORS® today announced Jay Avant, LPT Realty in Clive as the winner of the 2026 Iowa Homeownership Incubator Pitch Competition