Homeownership
A new home brings new adventures. With the help of our mortgage, down payment, and closing cost programs, a dream home is within reach.
Homeowner Programs
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FirstHome Program
The FirstHome Program is specifically designed to assist first-time homebuyers. You only need to worry about the boxes.
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Homes for Iowans Program
The home buying decision is a big one. The Homes for Iowans Program will make moving on easier.
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Military Homeownership Assistance Program
Iowa recognizes how much our service members have done for us. We’d like to help welcome you back home with our program.
Elgibility
Not Sure If You Qualify?
In just a few minutes you can determine whether an Iowa Finance Authority homeownership program may be right for you.
Crowdriff ID
Homeownership Tips
Get Your Free Homebuyer Guide
Understand your homebuying readiness and discover the next steps that can bring you closer to owning a home.
63,513
Number of homebuyers who've received new keys to homes thanks to IFA programs
6,749
Military service members and veterans became homeowners with our help
1,261
Participating attorneys, abstractors, and independent closers who make our programs possible
Homeownership Behind the Scenes
Follow real Iowans as they navigate the homebuying journey and take the next step toward homeownership.
Tools & Resources
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2026 Homeownership Income Limits
Explore 2026 income and purchase price limits for homeownership programs.
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Find a Lender or Realtor
Locate a partner to get started with your program.
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Eligibility Quick Check
In just a few minutes you can determine whether an Iowa Finance Authority homeownership program may be right for you.
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Lender Online Portal
Log into the Lender Online portal.
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Mortgage Rates
Check current mortgage rates.
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Resources
Find notices, marketing materials, lender specific resources, program information, presentations, homebuyer education.
Military Homeownership Assistance Program Funding
The Military Homeownership Assistance Program is now accepting new reservations for fiscal year 2027.
Register Today!
HousingIowa Conference: September 9-10, 2026
Join us at Iowa's premier housing event, where nearly 1,000 housing and community innovators will come together for bold conversations on shaping the future of housing in our state.
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Apply to Share Your Story
Did an Iowa Finance Authority program play a role in your story? We’re inviting a select group of past program participants to share their experiences through IFA’s Content Creator Program and annual report.
Selected storytellers will be featured in IFA communications and receive a stipend in appreciation for their time. This opportunity highlights program impact and is not a request for assistance. Stories are selected based on impact, authenticity, and the ability to inspire others.
