Chief Door Opener Content Creator Contest Rules

2026 “Chief Door Opener Content Creator” Contest Rules

CONTEST SPONSOR:

Iowa Finance Authority

1963 Bell Avenue, Suite 200

Des Moines, IA 50315 
 

ENTRANT ELIGIBILITY: 

• The entrant must be eighteen (18) years or older and a resident of Iowa.

• The entrant must not have previously owned a home.

• The entrant must be seriously considering the purchase of a home in Iowa in 2026 and willing to authentically document and share their homeownership journey as part of the contest. No home purchase, mortgage application or commitment is required to enter or win. As part of the program experience, the winner will be required to meet with an IFA Preferred Lender and provide limited, non-sensitive financial information for non-binding mortgage prequalification purposes. Entrant agrees that IFA may share the entrant’s name and basic contact information with an IFA Preferred Lender to facilitate this process.

• IFA reserves the right, in its sole discretion, to disqualify any entrant whose conduct, background, public statements, or online presence is determined to be inconsistent with the mission, values, or reputation of the Iowa Finance Authority.

• Entrants may not close on a home before August 1, 2026, to ensure there is adequate time to document the full homebuying process.

• IFA and IEDA employees and Board members, along with their immediate family members, are not eligible to enter the contest. Employees of Iowa REALTORS®, participating lenders, and employees of IFA’s advertising agencies—and their immediate family members—are also not eligible. For purposes of these contest rules, “immediate family members” includes spouses, domestic partners, parents, siblings, children and persons living in the same household (whether related or not). 

No employment relationship or contract rights are created by entering this contest. Participation, finalist selection, or winning does not create any right to employment with IFA. 

HOW TO ENTER: 

1. Visit: https://woobox.com/pcn6hc

2. Complete an official entry form. The entrant must complete the entry form on the contest entry website to be eligible for the contest. 

CONTEST SUBMISSION REQUIREMENTS

• Entrants must submit one (1) original video. 

• The video must be 60 seconds or less. 

• The video serves as a digital pitch and should showcase the entrant’s creativity, humor, passion, and ability to engage an audience. 

• Videos will be judged on creativity, content, professionalism, quality, and engagement, as set forth in more detail in the Judging Criteria section below. 

• Video content must be appropriate for viewers of all ages. 

• Entrants must complete and be preliminarily identified as potentially eligible through the IFA Eligibility Quick Check to be eligible for the contest. The Eligibility Quick Check is used solely for screening and educational purposes. 

• Only one (1) entry per person/household. 

Many of the aforementioned content deliverables will occur in June 2026 in recognition of National Homeownership Month. 

The winner may, but is not required to, enter into a separate Content Creator Agreement with IFA to perform additional, compensated work beyond the prize deliverables. Any such agreement will govern compensation, timelines and deliverables for that additional work.   

GRAND PRIZE

The Grand Prize Package Includes: 

• $10,000 check mailed to winner of the Content Creator contest

• Named as IFA’s Chief Door Opener to Homeownership with the opportunity for potential future collaboration with IFA

• Professional video/photo shoot, and other marketing materials

• Connections to IFA Lender and Realtor, and homebuying education resources.  
    

The cash prize will be issued only after the winner has fully completed all required winner requirements. The cash prize is awarded solely for winning the contest and is not compensation for any services, including those that may later be performed under a separate Content Creator Agreement. Cash prize does not depend on execution of a Content Creator Agreement.  

TERMS OF ACCEPTANCE FOR GRAND PRIZE

The Grand Prize winner must:

Winners must confirm prize through email no later than June 1, 2026. Failure to timely confirm may result in forfeiture. Grand prize will be sent to the winners’ primary mailing address. 

GENERAL RULES 

1. By participating in this contest, the entrant understands and agrees to abide by and be bound to these official contest rules and the decisions of IFA, which are final and binding in all respects. The entrant represents and warrants that the entrant meets the eligibility requirements.

2. By entering the contest, the entrant acknowledges and agrees that IFA shall have the right, where permitted by law, to print, publish, broadcast, distribute and use on their website, social media or any other marketing media, the entrant’s name, portrait, voice, likeness, image (picture and video), the contest results, statements made by the entrant about the contest, the entrant’s biographical information, the entrant’s video submission, and all or any portion of the entrant’s submitted entry form and assignment (with the exception of the entrant’s personal phone number and email address) without any compensation, notice, review or consent. Materials created pursuant to a separate Content Creator Agreement will be governed by that agreement and do not alter the nature of this contest or the prize.

3. By entering the contest, entrants agree to receive promotional communications from IFA and allow their submitted information to be shared with an IFA Preferred Lender. Entrants may opt out of promotional communications at any time by following unsubscribe instructions. IFA’s collection and use of personal data, including sharing limited contact information with an IFA Preferred Lender to facilitate a non-binding educational consultation, will comply with applicable law.

4. No purchase is necessary to enter or win the contest. Purchase does not increase the chances of winning. Void where prohibited.

5. IFA is not responsible for problems related to technical malfunctions of electronic equipment, computer online systems, servers, internet service providers, computer hardware or software failures, phone lines, failure of any entry to be received on account of technical problems, traffic or congestion on the internet or the website, or for any communications-related problems, including failed, lost, delayed, incomplete, garbled or misdirected communications, which may limit an entrant’s ability to participate in the contest. 

6. IFA reserves the right, in its sole discretion, to refuse, disqualify or withdraw any entry and/or entrants at any time during the contest period, including any entrant who tampers or attempts to tamper with the entry process, the administration of the contest or otherwise violates the contest rules. 

7. If IFA disqualifies Grand Prize winner, it may, but is not required to, award the prize to the eligible entry with the next highest score from the panel of judges. 

8. The entrant is responsible for ensuring compliance with copyright laws if music is used in the entrant’s submission and obtaining any necessary consents from persons shown in any video or photo submitted by the entrant. The entrant will be disqualified at the sole discretion of IFA if any content used by the entrant is claimed to constitute infringement of any proprietary rights of third parties. The entrant shall indemnify, defend and hold harmless IFA from and against any suit, proceeding, claim, liability, loss, damage, cost or expense arising out of such an infringement or suspected infringement. 

9. Any attempt to manipulate metrics, engagement, or contest results through the purchase of engagement, automated activity, coordinated inauthentic behavior or other fraudulent means will result in immediate disqualification and may result in removal from future IFA programs.

10. The prize award is subject to eligibility determination and final verification by IFA.

11. No transfer, assignment, or substitution of the prize (in whole or in part) by the winner shall be permitted. Notwithstanding the foregoing, IFA reserves the right to substitute a prize of equal or greater value if all or part of the advertised prize is unavailable or cannot reasonably be provided for any reason. 

12. The winner shall be solely responsible for paying all federal, state and local taxes, and for any other fees or costs, associated with the prize regardless of whether the prize, in whole or in part, is used.

13. Entrants may request a copy of the official contest rules by emailing communications@iowafinance.com by June 30, 2026. 

14. This contest is governed by the laws of the United States and the State of Iowa, and subject to all applicable federal and state rules, ordinances, codes, regulations and orders. These contest rules shall be interpreted in accordance with the laws of the State of Iowa and by entering the contest the entrant agrees that any and all disputes that cannot be resolved between the parties, including causes of action arising out of or connected with this contest, shall be resolved individually, without resort to any form of class action, exclusively in the Iowa District Court for Polk County or the United States District Court for the Southern District of Iowa. Further, in any such dispute, under no circumstances shall the entrant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including attorney’s fees.

15. IFA reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the contest at any time prior to the awarding of the Grand Prize should the administration, security, fairness or proper conduct of the contest be materially affected by circumstances or causes beyond IFA’s reasonable control, including, but not limited to: (i) act of God; (ii) act of fraud; (iii) technical failure; and (iv) change in federal or state laws, regulations, rules or policies withdrawing or materially affecting IFA’s authority to administer the contest. 

16. The entrant agrees to release and hold harmless IFA, its board members and employees, from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, from: (i) the entrant's entry and participation in the contest; (ii) the entrant’s use or misuse of any awarded prize; (iii) the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iv) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (v) unauthorized human intervention in any part of the entry process or the contest; and (vi) electronic or human error in the administration of the contest or the processing of entries.

17. In the event that any provision of the contest rules is determined to be invalid or otherwise unenforceable or illegal, the other provisions will remain in effect and will be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. IFA’s failure to enforce any term of these contest rules will not constitute a waiver of that provision. 

18. No employment or contractor relationship is created by this contest or by acceptance of any prize. Any engagement entered into under a Content Creator Agreement shall be as an independent contractor only.